If you were born in April, your birthstone is…

It’s been said that diamonds are forever, and also that diamonds are a girl’s best friend. So, what makes diamonds so special? According to scientists, diamonds formed several billion years ago, and some even came from outer space. They’re composed of carbon atoms and are the hardest mineral on earth and we’ve been fascinated with diamonds…

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6 ways to build credit from scratch

Building credit can be tough to do. Without credit history, it’s hard to get a loan, a credit card or even an apartment and it’s impossible to buy a home… But how do you build a record of payments if no one will give you credit in the first place? To establish a FICO score,…

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