Posts by Steve Spragg

What’s a FICO and how does it differ from a VantageScore?

Whether you have recently started your credit life, have a long credit history or just now planning to start building or rebuild your credit, it’s important to understand credit scores. Credit scores can be a confusing subject. You probably have heard someone talk about FICO score, but maybe you have also heard someone talk about…

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Aquamarine, March’s illustrious birthstone!

We all remember our favorite places near the sea or other landscapes next to the deep blue of the ocean. With striking tonalities ranging from intense blue, brilliant turquoise blue, through greenish tones to even pastel blue, the gemstone Aquamarine perfectly alludes to the huge beauty of the blue sea, transporting us straight away to…

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Raising your FICO score in 2019, and beyond!

A new year is always a great time for a new start, new projects and a great opportunity to achieve your goals.  Thus, this new year is the best time to keep an eye on your credit life and raise your FICO score for higher and easier loans that help you to achieve all your…

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Garnet, the birthstone of January

A new year has come, and with it a great opportunity to renew our style and keep shining. That is the reason why garnet, one of the brightest and colorful birthstones is the January birthstone. It’s said that the garnet’s deep red shine can warm you in in the winter of one of the coldest…

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Topaz, November’s birthstone

Intuitive, persuasive, and passionate about undertaken commitments? We are talking about someone who is likely to have been born in November whose birthstone is Topaz. Naturally found as a golden brown to yellow crystal, this silicate mineral also comes in other colors including blue, green, gray, red, pink, and purple. The colors are either given…

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