Should I keep my accounts open even if I have paid them off? How does that reflect on my credit score?

Your creditworthiness is numerically measured from the data provided by the credit bureaus on your personal credit report; previous and current credits, the existence of personal accounts and all the financial traffic on them. Accounts are the medium through which all this flux of monetary data becomes tangible and measurable.   It is important to…

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So you found a diamond. How can you tell if it’s real?

Since ancient times, diamonds have been considered one of the most beautiful and sought-after gemstones in the world. Who wouldn’t like to wear a beautiful sparkling diamond jewelry on their body? These stones are a symbol of elegance and luxury, and have been associated with true romance and engagement rings. Diamonds are found in a…

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September Sapphires: Wisdom, Truth and Nobility

If you were born in September, you probably know that the Sapphire is September’s birthstone. Wisdom, Truth and Nobility have always been associated to this magnificent gemstone.   Sapphires are one of Mother Nature’s rare gems and one of the most important four gems in the world together with diamond, emerald and ruby. This enigmatic…

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